These are the Benefits of Travel Insurance for Employees Who Go on Business Travel

By Tugu Insurance published at 10 June 2022
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These are the Benefits of Travel Insurance for Employees Who Go on Business Travel

For workers, hearing the term official travel must be familiar. Business trips are carried out to complete work related to the interests of the company or the state (if carried out by civil servants). Of course, when going on an official trip, crucial things need to be prepared in addition to focusing on work.

 

One thing that companies should not overlook is preparing travel insurance. The goal is to provide additional protection for employees. Moreover, they made the trip for the sake of the company. So, it is the responsibility of the company to provide the insurance.

 

What Should the Company Prepare When Its Employees Go on Business Travel?

 

Before going on an official trip, there are things the company must prepare. Anything? Here is the review!

 

  1. Business Trip Details

Employees have the right to know in detail about the official trip they will take. For that, companies must communicate and socialize their travel plans.

 

To maximize time management, employees need to know their intended location, departure date, and time to be spent there. In addition, workers traveling on business must also prepare the necessary work materials. By knowing the details of the official trip, the employee’s work will be more precise.

 

  1. Complementary Documents

Business trips can be made at home or abroad. For this reason, the company must also consider the readiness of the required complementary documents. For example, letters of assignment, passports, and visas when traveling abroad. Do not miss health certificates such as COVID-19 vaccine certificates or antigen test results because, at this time, we are still in the atmosphere of the COVID-19 Pandemic.

 

  1. Accommodation

Another essential thing to prepare for an official trip is to prepare accommodation, especially if Smart People are traveling abroad. Finding out about the policies of the region or country to be visited is very necessary. In addition to looking for details about where to live, also understand the means of transportation Smart People will use while traveling.

 

  1. Travel Insurance

To support the security and comfort in traveling for business, the company should provide travel insurance for its employees. Travel insurance will give a sense of security to employees on duty. If employees experience health and safety-related risks during the trip, there is insurance that will provide protection.

 

Travel Insurance Benefits for Employees Who Are on Business Travel

 

Having travel insurance while on duty is not only to protect employees when they have an accident. What other benefits of travel insurance can Smart People get?

 

  1. Medical expenses & emergency services

Even though it is not desirable, we must be aware of the safety risks when traveling, especially now that we are still in a pandemic. Imagine if Smart People travel to an area and get sick or suddenly an accident occurs. Without insurance, Smart People will incur more costs for treatment.

 

  1. Trip cancellation or reduction fees

During this Pandemic, cancellations or reductions in public transportation departures often occur. As a result, business trips are hampered. Although they usually get a refund, Smart People will also get compensation with travel insurance. An example of the balance that Smart People can get is hotel stay services.

 

  1. Benefits of loss and procrastination

If there is a delay in public transportation, Smart People can also get compensation in the form of alternative transportation costs. It will be very beneficial if Smart People have to attend a significant event.

 

  1. Benefits for luggage

Have Smart People ever experienced damaged or even lost luggage? Travel insurance will make your luggage safer, especially if the item is related to company interests. Travel insurance will compensate you when your baggage is damaged.

 

  1. Benefits of personal accident insurance

The most important benefit of travel insurance is to provide coverage in the event of an accident. Not only does it make it easy to get emergency or medical services, but insurance will also offer severance pay for the family if the accident takes a life.

 

Get to Know t-travella, Travel Insurance From Tugu Insurance

 

One of the best travel insurances that will provide all the benefits mentioned above is t-travella from Tugu Insurance. This travel insurance is suitable for companies that often assign employees to take official trips.

 

By using t-travella Travel Insurance protection, Smart People can travel comfortably and safely. Smart People need not worry because Tugu Insurance is a trusted insurance company with 36 years of experience!

 

So now, Smart People understand how significant travel insurance benefits are for employees who frequently travel for business. The existence of insurance such as t-travella from Tugu Insurance can make your official trip calmer. For information about t-travella and other insurance from Tugu Insurance, please visit the Tugu’s Website and Instagram @tuguinsurance!