Produk Lainnya

Produk Lainnya

Tugu Insurance menawarkan aneka produk asuransi dengan jenis pertanggungan yang belum terjamin dalam produk asuransi lain, mulai dari tuntutan pihak ketiga hingga kerugian kendaraan bermotor.

Fire insurance t home

The need for housing for people in Indonesia is still very high. Housing needs per year can reach 800,000 units. Residential homes are exposed to the risk of Fire, Lightning, Explosion, Aircraft Falling, and Smoke. If this risk occurs, both homeowners and tenants can feel the impact on their finances.

What is guaranteed

This policy covers loss or damage to the insured property and or interest which is directly caused by Fire, Lightning, Explosion, Fall of Aircraft, and Smoke.

Expansion of the guarantee:

  • Legal Liability to third parties due to fire
  • Personal Accident due to Fire
  • Fire Treatment Costs
  • Compensation for funeral expenses due to fire

Who can use this product?

Residential owners and tenants.

Risks Excluded

  • This policy does not cover:
    • This policy does not cover loss or damage to the insured property and or interest which is directly or indirectly caused by or as a result of:
    • theft and/or loss during and after an event covered by the Policy;
    • The Insured’s intention, representative of the Insured or other parties at the order of the Insured;
    • the other party’s intentions with the knowledge of the Insured, unless it can be proven that it happened beyond the Insured’s control;
    • deliberate mistake or negligence by the Insured or the Insured’s representative;

Further information regarding the excluded risks is as stated in the policy provisions.

Rate indication

The premium rates have been adjusted to the provisions of the Financial Services Authority Circular Letter Number 6 / SEOJK.05 / 2017.